Terms & Conditions

Last updated: [DATE]

These terms apply to all digital products, courses, memberships and related content sold by [YOUR BUSINESS NAME] ("we", "us"), including through our checkout pages and members area. By ticking the agreement box at checkout or using our products, you accept these terms.

1. What you're buying

Our products are [DESCRIBE YOUR PRODUCTS, e.g. "digital educational content about [YOUR TOPIC]"]. Unless stated otherwise, a purchase gives you a personal, [ACCESS TERM, e.g. lifetime], non-transferable licence to access the content for your own use. You may not share your login, redistribute, resell, copy or republish any content.

2. Payments and refunds

Prices are in [YOUR CURRENCY] unless shown otherwise. Payments are processed securely by Stripe; we never see or store your card details. Our products carry a [YOUR REFUND WINDOW] money-back guarantee: [STATE THE EXACT CONDITIONS, e.g. "if you work through the content and don't see [RESULT], email [YOUR SUPPORT EMAIL] within [YOUR REFUND WINDOW] of purchase for a full refund"]. Nothing in this section limits your rights under the consumer protection laws of [YOUR JURISDICTION].

3. Disclaimers and assumption of risk [DELETE OR ADAPT]

[IF YOUR PRODUCT TEACHES A PHYSICAL ACTIVITY, INVOLVES FINANCIAL OR HEALTH OUTCOMES, OR CARRIES ANY OTHER REAL-WORLD RISK, SPELL IT OUT HERE. State plainly that your content is general educational material, not professional advice, and that customers apply it at their own risk and remain responsible for their own decisions, safety and compliance with venue or provider rules.]

By using our content you agree that:

[RISK ACKNOWLEDGEMENT 1, e.g. "You act at your own risk and are solely responsible for how you apply what you learn."]
[RISK ACKNOWLEDGEMENT 2, e.g. "You will follow all applicable rules, safety instructions and laws."]
[RISK ACKNOWLEDGEMENT 3, e.g. "Results vary. Outcomes shown in testimonials are individual results, not a promise of your results."]

To the maximum extent permitted by law (including any consumer guarantees that cannot be excluded in [YOUR JURISDICTION]), [YOUR BUSINESS NAME], its owner and contributors are not liable for any injury, loss or damage of any kind arising from your use or application of our content, and you release and indemnify [YOUR BUSINESS NAME] against any claim arising from your actions or your breach of these terms.

4. Coaching and community [DELETE IF NOT OFFERED]

Any live coaching, feedback or community access included with a product is provided for education only, on the same basis as section 3. We may moderate, suspend or remove community access for behaviour that harms other members.

5. Intellectual property

All content, videos, downloads and materials remain the property of [YOUR BUSINESS NAME]. The licence in section 1 is your only right to use them.

6. Changes

We may update these terms from time to time; the version on this page applies from its "last updated" date. Material changes will not reduce the refund rights attached to a purchase you have already made.

7. Governing law and contact

These terms are governed by the laws of [YOUR JURISDICTION]. Questions: [YOUR SUPPORT EMAIL]. Our privacy practices are described in the Privacy Policy.